Vehicle file · Non-traded REIT

Cottonwood Communities, Inc.

What its SEC filings show.

SEC CIK 1692951·Inc. MD·Fiscal year end 12/31·Data as filed · pulled Oct 12, 2026

What this file is.Not a review. Every figure below is the issuer's own number as tagged in its filings to the SEC, unadjusted, with a link to the filing it came from. When a new filing lands, the table updates; when a filing changes something for the people who hold this vehicle, we write it up and link it under Our reads.

Cottonwood Communities, Inc. is a non-traded REIT registered with the SEC under CIK 1692951 (incorporated in MD). Its most recent filing is an 8-K (current report) dated Oct 6, 2026. As of Jun 30, 2026 it reported total assets of $2.23B (up 27.0% from $1.76B a year earlier) and stockholders' equity of $289.2M. Net income (loss) for the six months to Jun 30, 2026 was −$11.4M. It raised $17.2M from new shares in the six months to Jun 30, 2026; paid $21.6M in distributions in the year to Dec 31, 2025; spent $24.4M repurchasing shares in the six months to Jun 30, 2026.

What the figures say together

Our arithmetic on the issuer's own figures, only pairing numbers from the same period or date, and ranked against the 71 other vehicles of this type we track.

In the six months to Jun 30, 2026 it raised $17.2M and paid $24.4M to buy back shares: a net outflow of $7.2M.
Liabilities were 70% of total assets at Jun 30, 2026. It ranks 32nd of the 51 vehicles of this type that report the same figures (1st = least leveraged).

Key figures, as filed.

Balance sheet

Figure	Latest	Period	A year earlier	Change	Source
Total assets	$2.23B	as of Jun 30, 2026	$1.76B	+27.0%	10-Q · Aug 14, 2026
Real estate, net	$1.89B	as of Jun 30, 2026	$1.41B	+33.8%	10-Q · Aug 14, 2026
Cash and equivalents	$47.7M	as of Jun 30, 2026	$128.9M	−63.0%	10-Q · Aug 14, 2026
Total liabilities	$1.57B	as of Jun 30, 2026	$1.30B	+20.7%	10-Q · Aug 14, 2026
Long-term debt	$1.22B	as of Jun 30, 2026	$919.4M	+33.2%	10-Q · Aug 14, 2026
Debt (carrying amount)	$1.23B	as of Jun 30, 2026	$926.2M	+33.3%	10-Q · Aug 14, 2026
Stockholders' equity	$289.2M	as of Jun 30, 2026	$249.2M	+16.0%	10-Q · Aug 14, 2026
Shares outstanding	31.2M shares	as of Jun 30, 2026	30.2M shares	+3.4%	10-Q · Aug 14, 2026
Shares outstanding (cover page)	5.9M shares	as of Aug 9, 2019	—	—	10-Q · Aug 13, 2019

Results and cash flow

Figure	Latest	Period	A year earlier	Change	Source
Revenues	$95.2M	six months to Jun 30, 2026	$79.7M	+19.6%	10-Q · Aug 14, 2026
Net income (loss)	−$11.4M	six months to Jun 30, 2026	$11.9M	−196.0%	10-Q · Aug 14, 2026
Cash from operations	$1.2M	six months to Jun 30, 2026	−$8.1M	+114.5%	10-Q · Aug 14, 2026
Management fees	$6.4M	six months to Jun 30, 2026	$6.1M	+5.1%	10-Q · Aug 14, 2026
Depreciation and amortization	$48.5M	six months to Jun 30, 2026	$29.2M	+66.2%	10-Q · Aug 14, 2026

Capital raised, distributions and repurchases

Figure	Latest	Period	A year earlier	Change	Source
Capital raised (common stock issued)	$17.2M	six months to Jun 30, 2026	$10.5M	+64.1%	10-Q · Aug 14, 2026
Distributions paid	$21.6M	year to Dec 31, 2025	$22.7M	−4.8%	10-K · Mar 30, 2026
Distributions paid to common	$8.5M	six months to Jun 30, 2026	$9.5M	−10.9%	10-Q · Aug 14, 2026
Share repurchases (cash paid)	$24.4M	six months to Jun 30, 2026	$30.2M	−19.3%	10-Q · Aug 14, 2026
Share repurchases (value)	$10.6M	quarter to Jun 30, 2026	$18.1M	−41.5%	10-Q · Aug 14, 2026
Shares repurchased	1.8M shares	six months to Jun 30, 2026	2.5M shares	−27.9%	10-Q · Aug 14, 2026

Flows (revenues, income, cash, distributions, repurchases) are shown for the period the issuer reported them in, which may be a quarter, a year-to-date span or a full year; “a year earlier” compares only periods of the same length. A vehicle that does not tag a figure in XBRL will not show it here even if the PDF discloses it.

If you have real money in this, do not decide it alone.

We can tell you what the filings say. What we cannot tell you is what it means for your particular position, your tax situation and the rest of your portfolio, and anyone who does that from a web page without knowing your circumstances is guessing. With money in a non-traded REIT you cannot sell at will, reading its filings to decide whether to hold, redeem or tender, that is the part that actually matters.

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Filing timeline.

The last 25 documents this issuer filed with the SEC. Marked rows are the ones that tend to matter to holders.

Oct 6, 20268-K · Current reportItems 3.02EDGAR ↗
Oct 2, 2026D/A · FilingItems 06b,3C,3C.5EDGAR ↗
Sep 22, 20268-K · Current reportItems 3.02EDGAR ↗
Sep 18, 20268-K · Current reportItems 3.02EDGAR ↗
Sep 16, 2026POS EX · FilingEDGAR ↗
Sep 16, 2026424B3 · Prospectus supplementEDGAR ↗
Sep 9, 20268-K · Current reportItems 3.02EDGAR ↗
Sep 4, 2026424B3 · Prospectus supplementEDGAR ↗
Sep 4, 20268-K · Current reportItems 1.01,7.01,9.01EDGAR ↗
Sep 3, 20268-K · Current reportItems 3.02EDGAR ↗
Sep 1, 20268-K · Current reportItems 3.02EDGAR ↗
Aug 25, 2026DEF 14A · Proxy statementEDGAR ↗
Aug 21, 20268-K · Current reportItems 3.02EDGAR ↗
Aug 18, 2026POS EX · FilingEDGAR ↗
Aug 18, 2026424B3 · Prospectus supplementEDGAR ↗
Aug 14, 202610-Q · Quarterly reportEDGAR ↗
Aug 12, 20268-K · Current reportItems 3.02EDGAR ↗
Aug 3, 20268-K · Current reportItems 3.02EDGAR ↗
Jul 27, 20268-K · Current reportItems 3.02EDGAR ↗
Jul 21, 2026POS EX · FilingEDGAR ↗
Jul 21, 2026424B3 · Prospectus supplementEDGAR ↗
Jul 15, 20268-K · Current reportItems 3.02EDGAR ↗
Jul 14, 20268-K · Current reportItems 3.02EDGAR ↗
Jun 23, 20268-K · Current reportItems 3.02EDGAR ↗
Jun 22, 20268-K · Current reportItems 3.02EDGAR ↗

Our reads on Cottonwood Communities, Inc..

Source: SEC EDGAR, XBRL company facts and filing index for CIK 1692951, retrieved Oct 12, 2026. Figures are reproduced as tagged by the issuer; errors in the source carry through, which is why every row links to the filing. Nothing here is investment advice.

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The weekly read

Cottonwood Communities, Inc.

What the figures say together

Key figures, as filed.

Filing timeline.

Our reads on Cottonwood Communities, Inc..

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